Tips to keep your Paytm account safe

What is Savings Account?

Paytm Payments Bank offers a Savings account with no account opening charges or minimum balance requirements. Keep up to Rs. 1 lac of deposits and enjoy benefits like

Key product features

No account fees and charges.

Enjoy the convenience of banking on your phone and no charges for free online transactions

Risk-free deposits

Your money is safe with us. We invest deposits only in government bonds. None of your deposits will be converted to risky assets.

Rupay Debit Card

Use your free virtual card to make online purchases across all merchants accepting RuPay cards. You can order a physical debit card through your Paytm App.

Earn interest every month

Earn an interest of 3.5% per annum paid every month.

Real-time Passbook

View your transaction and balance in real time in Paytm Passbook.

Highly Secure

Your account is secured with a special Paytm Passcode to ensure your account is safe

Things To Keep In Mind

Never share your password, passcode, M-PIN, PIN, CVV or OTP with despite their claims to be speaking from any organization, even Paytm.

Register for instant alerts (both SMS and Emails), to remain up-to-date with your bank account transactions.

Keep an eye on your bank statements for any irregularities.

Beware of "too good to be true" deals seeking your account details for verification or for sending free gifts, prize money, etc.

Do not let your bank account be used by anybody else for receiving and transferring their money in exchange for an attractive commission or for the sake of goodwill.

Keep your ATM PIN & net banking password known to yourself alone and change them at regular intervals.

To know about our offers and FAQs, simply type our official URL - or download our official app from the Google Play Store or iPhone App Store.

Always attest your KYC photostats for verification purposes with date and purpose. Shred them if unused.

If you feel that your bank passcode got revealed to someone, change it immediately by going to 'Profile' -> 'Security settings' -> 'Change passcode'.

We are always here to help
For reporting a fraud, please give us a call at 1800 120 130
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© Copyright , Paytm Payments Bank
© Copyright , Paytm Payments Bank