Products
Join the Revolution.
Start your Digital Savings Account today!
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No account fees and chargesEnjoy the convenience of banking on your phone and no charges for online transactions
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Risk-free depositsYour money is safe with us. We invest deposits only in government bonds. None of your deposits will be converted in to risky assets.
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Free Virtual Debit CardUse your virtual debit card to make effortless online transactions at your favourite merchants across the world. You can also order a physical card for Instore and ATM transactions at a minimal charge of Rs.250
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Earn interest every monthEarn an interest of 2.5% per annum paid every month
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Real time updated PassbookView your transaction and balance in real time in Paytm Passbook
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Highly SecureYour account is secured with a special Paytm Passcode to ensure your account is safe
Experience The Power Of
Corporate Salary Account
Benefits for Corporate
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Instant Account Opening
Enjoy hassle free and swift onboarding of employees.
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Employee Management Panel
Get information about your employee’s salary account status realtime from our panel.
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Faster Corporate Onboarding
Onboarding complete in a single visit by our representative
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Dedicated Relationship Manager
Our representative is a phone call away for your end to end support.
Benefits for Employees
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Life time free Account
- No Account opening fee
- No minimum balance
- Free transactions -
Enjoy complimentary virtual debit card
Enjoy free virtual and physical debit card
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Earn upto 6.25% on Fixed Deposit
Redeem fixed deposit instantly in a single click FD with Partner Bank
Power of Digital Current Account
for your business
transactional details
Backed by highly secure infrastructure and two-factor authentication.
and charges
All the convenience of banking with no charges for online or offline transaction
real-time updated passbook
Get immediate alerts for any transaction from your current account
Corporate banking panel
Enjoy the privilege of 24 hour Netbanking to check
account, user and transaction details.
Click here to login
Open your Current Account in minutes.
Say hello to your
Paytm Payments Bank Debit Card
Order your physical Debit Card to withdraw cash from ATMs and pay at stores across India!
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Effortless ActivationWith just a few clicks on Paytm app, activate your card anytime, as per your convenience.
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Instant PIN ChangeDoes someone know your ATM PIN? Don’t worry. Change your PIN instantly from your phone anytime.
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Temporary Card BlockSay Goodbye to unwanted customer care calls and doubts! Temporarily block your card from Paytm App in a second.
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Limit UpdateFrom your Paytm App, adjust your daily spend limit as per your requirement.
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Card SettingsDifferent needs? Smartly enable or disable transaction channels for your Debit Card, from your Paytm App.
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Unlimited ATM WithdrawalsMake countless transactions at Paytm Payments Bank ATMs. Moreover, avail ample withdrawals at other bank ATMs for free!
Visa Debit Card
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Internationally acceptedIf you're an Explorer, your Card is too. Switch to international mode instantly and make effortless spends as you go exploring the world!
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Contactless transactions via VISA Physical cardEnjoy smart contactless Tap to Pay transactions that are faster and smoother.
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Cashback and offersEnjoy discounts and cashbacks across a large number of merchants with your Visa card. Explore these offers now! Click for VISA Offers.
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Wide acceptanceVISA is the largest acceptance network in the world, use it at any online merchant or POS/ATM without any worries.
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Trust and SecurityDo safe and secure transactions 24x7 with your VISA debit card
Rupay Debit Card
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Cashback and offersEnjoy discounts and cashbacks across a large number of merchants with your Visa or Rupay Card. Explore these offers now! Click for Rupay Offers.
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Wide AcceptanceSwipe it at stores across India or pay for your online spends. Withdraw cash at more than 200,000 ATMs across India.
Payments
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NEFT
National Electronic Funds Transfer is a nationwide funds transfer system. You can transfer funds to Paytm Payments Bank a/c from any account. Now there is no need to queue in a branch counter, deposit cheques or demand drafts, or wait for days for confirmation. Enjoy the convenience of transferring money 24X7X365.
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IMPS
(Immediate Payment Service) is an instant real time inter-bank electronic fund transfer service which is available 24 hours a day, 7 days a week. The money is credited immediately into the beneficiary’s account. Thus, you can use this service to receive or send money any time during the day, even on Sundays and bank holidays.
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UPI
Funds transfer just became more convenient, faster and safer. You can receive or send money using only your UPI id. There is no need to share any personal details like IFSC Code, account number or mobile number. Moreover, there is no need for beneficiary registration, and the transactions are authorized by a secret MPIN known only to you.
Know More
Paytm Wallet
Hassle Free Payments
The most seamless way to pay whether online or in store, just a click and its done
Accepted Online & In Stores
The most accepted Payment method with more than 6 Million merchants in our network
Auto Top Up
Auto top-up your wallet, to ensure you have the balance when you need
Receive Cashbacks in your Wallet
Receive Cashbacks from our Partners in your Paytm Wallet
Send & Receive Money for Free
Send Money or Accept Money from any Paytm User at no charge at all
Real time updated Passbook
View your transaction and balance in real time in Paytm Passbook
Send Money to Bank Account
Send money to any bank account with a nominal charge from your Paytm Wallet
Pre-Authorize a Transaction
Customers can pre-authorize trusted merchants to do a transaction on their behalf on fulfillment of a product/service.
No account fees and charges
Enjoy the convenience of banking on your phone and no charges for online transactions
Paytm Food Wallet
Accepted by lakhs of merchants and used by thousands of employees
Benefits for Employers
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Compliant
Meal benefit as per IT rule
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Convenient
No hassle of procurement, handling and distribution of cards / vouchers
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Effective
Do it yourself; Digital facility to send benefit instantly
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Secure
Set user rights as per company policy; Bank and peer transfer not allowed
Benefits for Employees
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Save Tax
Save tax while spending on food and beverages
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Delightful
India’s largest proprietary network of merchants; Exciting offers
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Safe
No carrying cards or coupons; No risk of loss or expiry
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Easy
Pay through mobile; Instant balance check; Locate stores in app
How do I set up a recurring payment on my Paytm Payments Bank Savings account?
- The service provider(such as Airtel, Paytm Money etc) will ask you to fill up a NACH Mandate form and sign it
- In the space provided for account number fill in your Paytm Bank account number and in the space given for IFSC fill in "PYTM0123456"
- Within a few days, you will get a notification on your Paytm App which will ask you to authenticate the mandate on your Paytm App using your passcode.
How do I authorize the mandate on my Paytm App?
- Once your mandate is active, the payment to the service provider will be automated at the desired frequency from your bank account.
- You can also view all your NACH mandates in the “NACH Mandate” Section on your App. This section will be visible to you only when you have an active mandate
