Rates & Charges

  • Bank Account
    Minimum account balance NIL
    Interest Rate 4% per year, payable monthly
    SMS AlertsFree
  • ATM Transactions
    Metro ATMs Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad3 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Non-Metro ATMs Other than the 6 cities mentioned above5 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Note: In cases where transactions have been done at both Metro and Non-Metro ATMs, customers are provided 5 free transactions in a month with a cap of 3 free transactions at metro ATMs
    * Rates are inclusive of taxes
  • Debit Card and Cheque Book
    Digital RuPay Debit CardFree
    Issuance charge/ Annual subscription for physical RuPay Debit Card ₹ 125 / ₹ 100 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account
  •  
    Lost card replacement₹ 125
    Cheque book₹ 100 (10 leaf book)
    ₹ 150 (25 leaf book)
    * Rates are inclusive of taxes
  • Online Funds Transfer
    IMPSFree unlimited
    UPIFree unlimited
    NEFT*Free unlimited
    To another Paytm Payments Bank account or Paytm walletFree unlimited
    * Inwards Only
  • Paytm ka ATM (Banking Point)
    Domestic Money TransferMinimum Rs. 10 or 1% per transaction (Whichever is higher)
    Cash Deposit, Cash Withdrawal, Add Money to Wallet and KYCNIL*
    * Rates are inclusive of taxes
  • Schedule of charges: Paytm Wallet
    Loading money into PaytmNil*
    w.e.f. 4th July 2019
    For classic customers: Add money to wallet via Credit Card – 2%
    For privilege customers: Add money to wallet – Nil
    Purchase at merchant siteNil
    Paytm to Paytm Wallet TransferNil
    *Note: All charges are same for classic and privilege customers except for Add money to wallet via Credit card which is charged at 2% for Classic customers only.
  •  
    Paytm Wallet to Paytm Payments Bank Transfer5%
    Paytm Wallet to Bank Transfer – KYC Customer5%
    Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner
  • Limits: Bank Account (Non-PAN- Form 60 users)
    Cumulative Fixed Deposit Amount annually with Partner BankUp to Rs. 3 lakh
      
  • Limits: Paytm Wallet
     
    Loading Money using Credit Card per UserUp to Rs. 1 lakh over last 30 days
    Loading Money using single Credit Card across multiple usersUp to Rs. 1 lakh over last 30 days
  • Statements and Certificates
    Online passbook Free Online Passbook and Email Statements
    Email statements Free
  • Have more questions?

    Read FAQs
© Copyright , Paytm Payments Bank
© Copyright , Paytm Payments Bank