Rates & Charges

  • Bank Account
    Minimum account balance NIL
    Interest Rate 4% per year, payable monthly
    SMS AlertsFree
  • ATM Transactions
    Metro Locations Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad3 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Non-metro Locations Other than the 6 cities mentioned above5 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Note: In case of transactions done at both metro and non metro locations, 5 transactions are free in a month with a cap of 3 free transactions in 6 metro locations
    * Rates are inclusive of taxes
  • Debit Card and Cheque Book
    Digital RuPay Debit CardFree
    Issuance charge/ Annual subscription for physical RuPay Debit Card ₹ 125 / ₹ 100 annually thereafter
    Lost card replacement₹ 125
    * Rates are inclusive of taxes
  • Online funds transfer
    IMPSFree unlimited
    UPIFree unlimited
    NEFT*Free unlimited
    To another Paytm Payments Bank account or Paytm walletFree unlimited
    * Inwards Only
  • Schedule of charges: Paytm Wallet
    Loading money into PaytmNil
    Purchase at merchant siteNil
    Paytm to Paytm Wallet TransferNil
  •  
    Paytm Wallet to Paytm Payments Bank Transfer4%*
    Paytm Wallet to Bank Transfer – KYC Customer4%*
    Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner
    * Rates are inclusive of taxes
  • Statements and Certificates
    Online passbook Free Online Passbook and Email Statements
    Email statements Free
  • Have more questions?

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© Copyright 2017, Paytm Payments Bank