Loading money into Paytm
Add money to wallet via any mode other than Credit and Prepaid Card – NIL
All transactions of loading money into wallet via Credit Card will be charged up to 2.5% (inc. of GST). Also, all transactions of loading money into wallet using American Express Credit Card or Prepaid Card, will be charged up to 3% (inc. of GST).
A surcharge of up to 2% will be applicable on users who have added money in their wallet using Credit or Prepaid Card and taken it to the bank account for an amount greater than or equal to INR 5000 per month, in the current or either of the last three calendar months.
For example: If a user adds INR 8000 to his Paytm Wallet using Credit or Prepaid Card in a month, spends INR 2000 for payment using Paytm and takes INR 5000 or more from the remaining amount to bank account in the same month. Then, the user will be levied with a surcharge of up to 2%, on the amount being taken from wallet to bank account, for current and next three calendar months.