Rates & Charges

• Bank Account
  Minimum account balance NIL

  Interest Rate 4% per year, payable monthly

  SMS AlertsFree
• ATM Transactions
  Metro Locations Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad3 free every month; post that

  • Cash withdrawal: ₹ 20/txn*
  • Mini statement, Balance check, PIN change: ₹ 8/txn*

  Non-metro Locations Other than the 6 cities mentioned above5 free every month; post that

  • Cash withdrawal: ₹ 20/txn*
  • Mini statement, Balance check, PIN change: ₹ 8/txn*
  Note: In case of transactions done at both metro and non metro locations, 5 transactions are free in a month with a cap of 3 free transactions in 6 metro locations
  * Rates are inclusive of taxes

• Debit Card and Cheque Book
  Digital RuPay Debit CardFree

  Issuance charge/ Annual subscription for physical RuPay Debit Card ₹ 125 / ₹ 100 annually thereafter

  Lost card replacement₹ 125
  * Rates are inclusive of taxes
• Online funds transfer
  IMPSFree unlimited

  UPIFree unlimited

  NEFT*Free unlimited

  To another Paytm Payments Bank account or Paytm walletFree unlimited
  * Inwards Only

• Schedule of charges: Paytm Wallet
  Loading money into PaytmNil

  Purchase at merchant siteNil

  Paytm to Paytm Wallet TransferNil
•  
  Paytm Wallet to Paytm Payments Bank Transfer4%*

  Paytm Wallet to Bank Transfer – KYC Customer4%*

  Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner
  * Rates are inclusive of taxes

• Limits: Bank Account (Non-PAN- Form 60 users)
  Cumulative Fixed Deposit Amount annually with Partner BankUp to Rs. 3 lakh

    
• Limits: Paytm Wallet
   
  Loading Money using Credit Card per UserUp to Rs. 1 lakh over last 30 days

  Loading Money using single Credit Card across multiple usersUp to Rs. 1 lakh over last 30 days

• Statements and Certificates
  Online passbook Free Online Passbook and Email Statements

  Email statements Free

• Have more questions?

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