Dear Customer, this is to inform that w.e.f 21st Oct 2019 physical Rupay Debit Card issuance/lost card replacement charges will be revised to INR 250 and Annual Subscription charges will be revised to INR 150 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account.

Rates & Charges

  • Bank Account
    Minimum account balance NIL
    Interest Rate 4%#  per year, payable monthly
    SMS AlertsFree
    #3.5% per year, payable monthly w.e.f 9th Nov 2019
  • ATM Transactions
    Other Bank Metro ATMsMumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad3 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Other Bank Non-Metro ATMsOther than the 6 cities mentioned above5 free every month; post that
    • Cash withdrawal: ₹ 20/txn*
    • Mini statement, Balance check, PIN change: ₹ 8/txn*
    Paytm Payments Bank ATMsUnlimited Free Transactions using Paytm Payments Bank Debit Card
    Note: In cases where transactions have been done at both Metro and Non-Metro ATMs, customers are provided 5 free transactions in a month with a cap of 3 free transactions at metro ATMs
    * Rates are inclusive of taxes
  • Debit Card and Cheque Book
    Digital RuPay Debit CardFree
    Issuance charge/ Annual subscription for physical RuPay Debit Card ₹ 125 / ₹ 100 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account *w.e.f 21st October 2019
    ₹ 250 / ₹ 150 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account
  •  
    Lost card replacement₹ 125 *w.e.f. 21st Oct 2019 Lost card replacement ₹ 250
    Cheque book₹ 100 (10 leaf book)
    ₹ 150 (25 leaf book)
    * Rates are inclusive of taxes
  • Online Funds Transfer
    IMPSFree unlimited
    UPIFree unlimited
    NEFT*Free unlimited
    To another Paytm Payments Bank account or Paytm walletFree unlimited
    * Inwards Only
  • Paytm ka ATM (Banking Point)
    Domestic Money TransferMinimum Rs. 10 or 1% per transaction (Whichever is higher)
    Cash Deposit, Cash Withdrawal, Add Money to Wallet and KYCNIL*
    * Rates are inclusive of taxes
  • Schedule of charges: Paytm Wallet
    Loading money into PaytmFor classic customers: Add money to wallet via Credit Card – 2%
    For privilege customers: Add money to wallet – Nil
    Purchase at merchant siteNil
    Paytm to Paytm Wallet TransferNil
  •  
    Paytm Wallet to Paytm Payments Bank Transfer5%
    Paytm Wallet to Bank Transfer – KYC Customer5%
    Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner
  • Limits: Bank Account (Non-PAN- Form 60 users)
    Cumulative Fixed Deposit Amount annually with Partner BankUp to Rs. 3 lakh
      
  • Limits: Paytm Wallet
     
    Loading Money using Credit Card per UserUp to Rs. 1 lakh over last 30 days
    Loading Money using single Credit Card across multiple usersUp to Rs. 1 lakh over last 30 days
  • Limits: Savings Account
    Loading Money using Debit CardUpto Rs. 10,000 per card
    Upto Rs. 10,000 per month
  • Statements and Certificates
    Online passbook Free Online Passbook and Email Statements
    Email statements Free
  • Have more questions?

    Read FAQs
© Copyright , Paytm Payments Bank
© Copyright , Paytm Payments Bank