Rates & Charges

• Bank Account
  Minimum account balance NIL

  Interest Rate 4%^#  per year, payable monthly

  SMS AlertsFree
  #3.5% per year, payable monthly w.e.f 9th Nov 2019
• ATM Transactions
  Other Bank Metro ATMsMumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad3 free every month; post that

  • Cash withdrawal: ₹ 20/txn*
  • Mini statement, Balance check, PIN change: ₹ 8/txn*

  Other Bank Non-Metro ATMsOther than the 6 cities mentioned above5 free every month; post that

  • Cash withdrawal: ₹ 20/txn*
  • Mini statement, Balance check, PIN change: ₹ 8/txn*

  Paytm Payments Bank ATMsUnlimited Free Transactions using Paytm Payments Bank Debit Card
  Note: In cases where transactions have been done at both Metro and Non-Metro ATMs, customers are provided 5 free transactions in a month with a cap of 3 free transactions at metro ATMs
  * Rates are inclusive of taxes

• Debit Card and Cheque Book
  Digital RuPay Debit CardFree

  Issuance charge/ Annual subscription for physical RuPay Debit Card ₹ 125 / ₹ 100 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account *w.e.f 21st October 2019

  ₹ 250 / ₹ 150 thereafter on yearly basis from the date of activation of the Debit & ATM card that is linked to your account
•  
  Lost card replacement₹ 125 *w.e.f. 21st Oct 2019 Lost card replacement ₹ 250

  Cheque book₹ 100 (10 leaf book)
  ₹ 150 (25 leaf book)
  * Rates are inclusive of taxes

• Online Funds Transfer
  IMPSFree unlimited

  UPIFree unlimited

  NEFT*Free unlimited

  To another Paytm Payments Bank account or Paytm walletFree unlimited
  * Inwards Only
• Paytm ka ATM (Banking Point)
  Domestic Money TransferMinimum Rs. 10 or 1% per transaction (Whichever is higher)

  Cash Deposit, Cash Withdrawal, Add Money to Wallet and KYCNIL*
  * Rates are inclusive of taxes

• Schedule of charges: Paytm Wallet
  Loading money into PaytmFor classic customers: Add money to wallet via Credit Card – 2%
  For privilege customers: Add money to wallet – Nil

  Purchase at merchant siteNil

  Paytm to Paytm Wallet TransferNil
•  
  Paytm Wallet to Paytm Payments Bank Transfer5%

  Paytm Wallet to Bank Transfer – KYC Customer5%

  Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner

• Limits: Bank Account (Non-PAN- Form 60 users)
  Cumulative Fixed Deposit Amount annually with Partner BankUp to Rs. 3 lakh

    
• Limits: Paytm Wallet
   
  Loading Money using Credit Card per UserUp to Rs. 1 lakh over last 30 days

  Loading Money using single Credit Card across multiple usersUp to Rs. 1 lakh over last 30 days

• Limits: Savings Account
  Loading Money using Debit CardUpto Rs. 10,000 per card
  Upto Rs. 10,000 per month

• Statements and Certificates
  Online passbook Free Online Passbook and Email Statements

  Email statements Free

• Have more questions?

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