Buying or Sending Gift Voucher through any funding source
other than Credit, Corporate, Prepaid Card and Net Banking
(other than through Paytm Payments Bank) – NIL
All transactions of buying Gift Voucher for self or others via
Credit Card will be charged up to 2.5% (inc. of GST). Also,
all transactions of buying Gift Voucher for self or others
using American Express, Corporate Card or Prepaid Card, will
be charged up to 3% (inc. of GST).
A surcharge of up to 2% will be applicable on users who have
added money in their wallet using Credit, Corporate or Prepaid
Card and taken it to the bank account for an amount greater
than or equal to INR 5000 per month, in the current or either
of the last three calendar months.
For example: If a user adds INR 8000 to his Paytm Wallet using
Credit, Corporate or Prepaid Card in a month, spends INR 2000
for payment using Paytm and takes INR 5000 or more from the
remaining amount to bank account in the same month. Then, the
user will be levied with a surcharge of up to 2%, on the
amount being taken from wallet to bank account, for current
and next three calendar months.
Buying or Sending a Gift Voucher through Net Banking (other
than through Paytm Payments Bank) will be charged up to 1.5%
(exc. of GST).