Buying or Sending Gift Voucher via any mode other than Credit,
Corporate and Prepaid Card – NIL
All transactions of buying Gift Voucher for self or others
via Credit Card will be charged up to 2.5% (inc. of GST).
Also, all transactions of buying Gift Voucher for self or others using American Express, Corporate Card
or Prepaid Card,
will be charged up to 3% (inc. of GST).
A surcharge of up to 2% will be applicable on users who have added money in their wallet using Credit,
Prepaid Card and taken it to the bank account for an amount greater than or equal to INR 5000 per month,
in the current
or either of the last three calendar months.
For example: If a user adds INR 8000 to his Paytm Wallet using Credit, Corporate or Prepaid Card in a
month, spends INR
2000 for payment using Paytm and takes INR 5000 or more from the remaining amount to bank account in the
Then, the user will be levied with a surcharge of up to 2%, on the amount being taken from wallet to
bank account, for
current and next three calendar months.