Important Notice

Revised Bank Charges effective from 1st May 2023

Dear Bank Customer,

We wish to inform you that the bank will be revising its charges for select banking services with effect from 1st May 2023. The revision in charges has been made after careful consideration and analysis to ensure that we continue to provide you with quality services.

Paytm Payments Bank will continue providing below listed services free of charge-

  • Free Virtual Debit Card
  • Zero balance account and no balance non-maintenance charges
  • Free @Paytm UPI handle and unlimited UPI txns
  • Unlimited Bill Payments using BBPS
  • Unlimited fund transfers through IMPS, NEFT and RTGS
  • Online passbook and email statements
  • Unlimited Free transactions using Paytm Payments Bank Debit Card at Paytm Payments Bank ATMs

We would like to assure you that our bank continues to remain committed to providing you with the best services and ensuring that you have a seamless banking experience with us. If you have any questions regarding the revised charges, please do not hesitate to contact our customer service team who will be happy to assist you.

Thank you for banking with us.


Charge typeExisting ChargesRevised Charges
Cheque Return due to financial reasons₹ 500Nil
NACH Return due to financial reasons Nil₹ 100
Cash Deposit/Load Cash (Banking Points including branches) Nil
  • No fee upto Rs 25,000 (cumulative transactions per month)
  • Beyond Rs. 25,000: Rs. 5 per 1000 of the deposit amount+ GST
Cash Withdrawal
(Banking Points including branches)
Nil
  • No fee upto Rs 25,000 (cumulative transactions per month)
  • Beyond Rs.25,000: Rs. 5 per 1000 of the withdrawal amount+ GST
ATM + micro–ATM Transactions Paytm Payment Bank ATMs

Unlimited Free Transactions using Paytm Payments Bank Debit Card

Other Bank ATMs

Monthly Free limit for ATMs :
  • Metro: 3 txn
  • Non- Metro:5 txn (max 5 txn.)

Monthly Free limit for mATMs- 5 txn

Beyond free limits :
  • Cash withdrawal: ₹ 21/txn inclusive of GST
  • Non – Financial: ₹ 8/txn inclusive of GST
Paytm Payment Bank ATMs

Unlimited Free Transactions using Paytm Payments Bank Debit Card

Other Bank ATMs

Monthly Free limit for ATMs/mATMs :
  • Metro: 3 txn
  • Non- Metro:5 txn (max 5 txn.)
Beyond free limits :
  • Cash withdrawal: ₹ 21/txn exclusive of GST
  • Non – Financial: ₹ 8/txn exclusive of GST
Debit Card Subscription FeesDebit Card Issuance Fees ₹ 250 inclusive of GST

Debit Card Annual Fees ₹ 150 inclusive of GST
Debit Card Issuance Fees ₹ 250 exclusive of GST

Debit Card Annual Fees ₹ 250 exclusive of GST