Paytm Wallet

Paytm Wallet Accepted. Here. There. Everywhere.

India's most rewarding and widely used wallet. Powered by Paytm Payments Bank.
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India's Most L💙 ved Digital Wallet

250 million

Indians trustPaytm Wallet

20 million

local stores acceptPaytm Wallet

16K+

apps/websitesaccept Paytm Wallet

Here's How Paytm Wallet Works

Smart. Secure. Speedy.Your digital payments are easier & faster with Paytm Wallet.

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Make Cashless Payments at the Touch of a Finger

Go cashless and shop anywhere in India with Paytm Wallet. There is absolutely no hassle of entering an OTP or a PIN.  Complete superfast payments at a store, on an app or any website.
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Making A Mobile Payment? Done Within Seconds

Do not worry abouth pending payments again. Unlike other banks, our servers are never down. Paytm Wallet is easy to use, making it the most loved digital wallet.
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cashback
Making payments using Paytm Wallet is always rewarding. Get incredible cashbacks every month*.
*T&C apply
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Paytm Wallet Spends Are Updated In Real-Time

You can view all your transactions and account balance updates in real-time in your Passbook. All transactions are recorded for 24X7 access.
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Enjoy Non-Stop Payments with Automatic Add Money

Never run low on wallet balance. Whenever balance will go below the set limit, money will automatically be added to maintain the pre-specified amount.

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Take Control of Your Expenses

Paytm Wallet offers detailed spend analysis so that you exactly know the categories where you spend more and can plan future spends smartly.
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Download the Paytm App Now!

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Frequently Asked Questions

Do I need to complete KYC to use Paytm wallet?

You can enter your Aadhar Card or PAN number in the App to activate your Paytm wallet. You only need to complete KYC if you want to send money from your wallet to another Paytm wallet or to any bank account.

Will I be charged for transferring money to the Bank?

We are glad to inform you that there are absolutely no charges for transferring money from your Paytm wallet to the Bank.

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How safe is Paytm Wallet?

Paytm wallet is approved by the Reserve Bank of India. All the guidelines followed by Paytm are as per the rules and restrictions of the RBI. Your money with Paytm is protected under an Escrow account with a reputed bank, which means that your funds are held in trust when you make a transaction through Paytm wallet.

How much money can I have in my Paytm Wallet?

If you have provided only your basic details like Aadhaar or PAN number while activating your Paytm wallet, then you can have a maximum of Rs. 10,000 in your Paytm wallet. If you have completed your KYC, then you can have a maximum of Rs. 1 lakh in your Paytm wallet.