Mobile payments and banking are safe — especially with Paytm, as we use world-class security and encryption to keep your data as safe as possible. However, your behaviour and actions are probably more important than how you access your Paytm account.
In many ways, mobile payments and banking are safer than carrying a physical wallet and taking wades of cash to your nearest bank branch. However, it is important to remember that fraudsters can still get enough information to access your account from various places.
These 3 short and simple security tips can keep you safe every time you use your favorite Paytm Wallet, Paytm Payments Bank account, Paytm Payments Bank Debit Card and Paytm BHIM UPI:
Paytm Wallet:
- Always verify and install the authentic Paytm app from the Google Play Store and Apple Store
- Add your email and verify to get notified of any untoward or unauthorised action on your account.
- In the event you misplace or lose your phone, please get the SIM blocked immediately and log yourself out from web.
Paytm Payments Bank:
- Check all official bank emails and transaction alerts sent via SMS and email for unauthorized transactions
- Don’t transfer funds without due validation of who you are transferring funds to. Your transaction cannot be reversed
- Never share your Paytm Payments Bank PIN, passcode, OTP and M-PIN with any one.
Paytm Payments Bank Debit Card
- Always shop or make payments through trusted/reputed websites. Stay away from links you get in your mailbox.
- Do not enter your confidential account information such as your Paytm Digital RuPay Card Number, Expiry Date, CVV values, etc with anyone, even if they claim to be from Paytm.
- Never share OTP with any one, OTP is a temporary password which need to be kept secret same as mPIN.
Paytm BHIM UPI
- Always validate mobile money identifier and mobile number
- Ensure that you change your PIN regularly
- Be observant of incoming USSD requests
Be safe, keep transacting!